Obtaining your credit report is very important because it affects your eligibility for loans and other programs. It can also reveal whether you have been the victim of credit card or identity fraud.
According to the Fair Credit Report Act (FCRA), the four nationwide credit companies are required to provide you with a free copy of your credit report once a year.
Only one website is authorized to receive orders for your credit report – https://www.annualcreditreport.com
So beware of any other organization offering a “free credit report” or asking for your personal information.
You can also call 1-877-322-8228 for further information.